- Zero Liability
- Fraud Monitoring
- Free Card Replacement
- Chip Card
Zero Liability1
If you didn’t buy it, we won’t make you pay for it.
Zero Liability protects you from unauthorized purchases made with your credit card or account information.2 It’s simple: If someone uses your credit card without your knowledge, we’ll take care of it. We’ll keep protecting your information today, tomorrow, and always so you can continue to shop with confidence.
Fraud Monitoring
Keeping your identity safe in a variety of ways.
We continuously and proactively scan your transactions, flagging anything that seems out of place. If suspicious activity should arise, we’ll contact you to resolve the situation.
Working together, we can help prevent identity theft and keep your account information safe. Learn about the steps you can take to keep your account information confidential. Read our online, home and identity protection tips that can help to keep your account secure.
Free Card Replacement
If your card is lost or stolen, or you see any unauthorized charges on your account please contact us immediately by calling 800-444-6938. For your protection we will close your account, issue you a new account number and send you new card(s) at no cost.
Chip Cards
Providing higher level of security
All of our cards are chip-enhanced cards that contain encrypted cardmember information within the chip. This provides for better security and protection against fraud than magnetic strip cards.
How does a chip card work? When your chip card is inserted into a chip card reader, the chip produces a single-use code to validate the transaction so your credit card number is never exposed. This process keeps your credit card information even more secure from fraud.
1 Visa's Zero Liability policy covers U.S. issued cards only and does not apply to PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.
2 Restrictions, limitations and exclusions may apply. See your Guide to Benefits for details