Mobile Wallet

Add your FNBO credit card to your device's mobile wallet (or download your favorite mobile wallet app from your device app store) for a more convenient and safer way to pay. A mobile wallet turns your physical card into a virtual card and retains your card information securely on your mobile device, so you can streamline the payment process at participating stores, in apps and on the web.

Why use a mobile wallet?

  • A mobile wallet increases your card security since a physical card is not present.
  • Simplify the purchasing process at participating stores, in apps and on the web with a tap of your mobile device. No more digging for your card.
  • Limit your checkout wait time with instant purchase transactions recognition. No need to wait for the reader or the chip card to process your payment.
  • Some mobile wallets will fill in your card information and billing information with a tap of a finger when shopping online, saving you time.

Add your FNBO credit card to your device's mobile wallet and other digital payment platforms that we support.

Apple Pay™

Make secure card payments at participating stores, in apps and on the web with supported Apple® devices. Apple Pay makes every day purchasing easy and safer than paying with a physical card.

Add your credit or debit card to Apple Pay:

  1. Open your Apple Wallet on your Apple device
  2. Select the add (+) link in the credit and debit cards section.
  3. Take a picture of your card or enter in your card details manually. For security purposes, your card may require additional verification.
  4. Your card is now ready to use everywhere Apple Pay is accepted.

Make payments with Apple Pay:

  • Look for the Apple Pay or digital payment symbol at checkout.
  • With a store merchant, hold your phone near the merchant's card reader at checkout and authorize your payment with your fingerprint Touch ID™.
  • With a mobile online or app merchant, select the Apple Pay option at checkout and authorize your payment with your fingerprint Touch ID™.

What makes Apple Pay so secure?

Your full card number is never shown to the merchant. The Secure Element in your iPhone stores your account information with enhanced security and never shares the actual account number with the merchant or transmits it with payments.  Learn more about Apple Pay security.

Samsung Pay

Pay almost anywhere you can swipe or tap.  Samsung Pay is designed to make paying with your device quick, secure, and convenient with three easy steps:

  1. Swipe Up: After adding your card to Samsung Pay, swipe up from the home button. Or, select the Samsung Pay app icon from your home screen and tap to launch the app.
  2. Authorize: Authorize payments by simply scanning your fingerprint or entering your PIN.
  3. Hover and Pay: Hover your Samsung device over the in-store card reader. A vibration will let you know payment is being transmitted, and the card reader or cashier will confirm the payment is complete.

Shop Safely

When you use Samsung Pay, your actual card number is never shared with the merchant and it is not stored on your device. Instead each transaction uses a device specific number, which means your transactions remain secure, and your information stays safe.

Fast Online Checkout

Now you can use your card to pay faster and smarter online – no more passwords to remember or accounts to create. This new online checkout option lets you store all your payment information in one secure payment profile and check out in just a few clicks. If you were enrolled in Visa® Checkout you have been automatically upgraded to this service. Learn more or enroll here: