No Annual Fee1
No Foreign Transaction Fee1
No Rewards Cap - The more you spend, the more you can earn.
Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations. Minimum monthly payments required.
You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.
1 For additional information about Annual Percentage Rates (APRs), fees and other costs, see Summary of Credit Terms.
2 See the Rewards Terms and Conditions in the Summary of Credit Terms for details, including earning, redemption, expiration or forfeiture. Your % back rewards are earned as points. Cash back applies to points redeemed for an ACH deposit to savings/checking account, a statement credit or a check.
In addition to the above, you will earn a $400 statement credit with $3,000 spend within the first 3 consecutive Billing Cycles after the Account is opened and in good standing. Please allow 6–8 weeks after you qualify for the statement credit to be applied to your credit card account. “Billing Cycle” is the interval between the days or dates of your regular Account billing statement whether or not you receive an Account billing statement. Your entity can only earn one bonus, regardless of the number of cards or card users.
Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
©2023 Henry Schein. Neither Henry Schein, Inc. nor Henry Schein Financial Services is a bank and neither represents itself as such, nor conducts banking activities. Henry Schein Financial Services may receive a marketing fee from the vendor for products/services purchased.