Introducing the NFIB® Business Edition® Mastercard®


Apply by September 30, 20232

0% intro APR

on purchases and balance transfers for the first 12 billing cycles after the account is opened.1

5 Points

Per $1 spent on NFIB membership dues2

2 Points

Per $1 spent on business expenses such as office supplies, cellphones, landlines and phone service and cable tv2

1 Point

Per $1 spent on other purchases2

*No Limit to the amount of points you can earn

Plus Your NFIB® Business Edition® Mastercard® offers you all these benefits

Zero Liability Protection5

Automatically protects you 24/7 against unauthorized purchases made with your card or account information.

Mastercard® Easy Savings3

Rebates will be automatically credited to your monthly statement when you make purchases with your business credit card.

Management Reports

Easy-to-read, monthly management reports.

Mastercard ID Theft Protection™4

Receive automatic monitoring that will scan the dark web for sensitive information pertaining to your business.

Global Services4

Provides expert assistance, whenever and wherever, for a replacement card or emergency cash.


Built for NFIB Members

NFIB has selected First National Bank of Omaha (FNBO®) to present this exclusive offer to NFIB members. FNBO is a sixth generation family-owned business that is part of the largest privately-owned banking company in the nation.

Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations. Minimum monthly payments required.  A balance transfer fee of 5% applies to each balance transfer that you make (minimum $10).

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.


1 For additional information about Annual Percentage Rates (APRs), fees and other costs, please see the Summary of Credit Terms.

See Rewards Terms and Conditions in the Summary of Credit Terms for details, including earning, redemption, expiration, or forfeiture. In addition to the above, you will earn 20,000 bonus points after $5,000 in spending is posted to the Account within the first 3 consecutive Billing Cycles after the Account is opened and in good standing. Please allow 6 -8 weeks after you qualify for these bonus points for the bonus points to be applied to your credit card account. “Billing Cycle” is the interval between the days or dates of your regular Account billing statement whether or not you receive an Account billing statement. Your entity can only earn one bonus, regardless of the number of cards or card users.

Rebates are provided in the form of credits posted to your account. Please visit for complete details on the program, including the program terms and conditions.

4 Complete program details including restrictions, limitations, and exclusions will be available when you become a cardmember.

5 Certain terms and restrictions apply. See for further terms and conditions.

Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Copyright © 2023 First National Bank of Omaha. All Rights Reserved.