^†Offers may vary depending on where you apply, for example online or in person. To take advantage of this offer, apply now directly through this advertisement. Review offer details before you apply.

Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations.

You must pay your entire statement balance (with the exception of Eligible Purchases made with the promotional rate during its promotional rate period) in full by the payment due date each month to avoid being charged interest on new non-Eligible purchases from the date those purchases are made, unless your new non-Eligible purchases are subject to a 0% interest rate.

Special Financing Details: Purchases in which single or multiple items are purchased in the same transaction totaling at least $500.00 at SCHEELS will be referred to as "Eligible Purchases" in your Summary of Credit Terms. All transactions are subject to approval. Accounts are eligible only if they are open, in good standing and not already subject to special terms. All other terms of your account remain in effect. 

¹See the Rewards Terms and Conditions in the Summary of Credit Terms for details including earning, redemption, expiration and forfeiture (subject to applicable law).

²For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms for details.

³Visa’s Zero Liability Policy does not apply to transactions not processed by Visa. Cardholders must use care in protecting their card and notify FNBO immediately of any unauthorized use. Contact the number on the back of your card for more detail.

SCHEELS^® is a federally registered trademark of SCHEELS All Sports Inc.

Cards are issued by First National Bank of Omaha (FNBO^®), pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association and used under license.