per $1 spent on SCHEELS purchases1
EARN POINTS EVERYWHERE YOU SHOP
3X POINTS
1X POINT
per $1 spent everywhere else1
Get a $25 SCHEELS gift card automatically for every 2,500 points you earn1
ENJOY OUR LOWEST APR
0% INTRO APR2 FOR SIX MONTHS
anytime you spend at least
$500 AT SCHEELS
with your SCHEELS® Visa® Card.
After six months,
your APR will be a variable
24.74%2
based on the Prime Rate.
Minimum monthly payments required.
BUILD YOUR CREDIT WITH THE SCHEELS® SECURED VISA® CARD
- Request your credit limit during application by providing a security deposit in $50 increments, between $500 - $5,000.³
- Enjoy using this card for a low Annual Fee² of $35
- Graduate to an unsecured SCHEELS Visa Card: You may be able to graduate to an unsecured SCHEELS card and get your deposit back in as little as 11 months when you maintain a good payment history. Subject to credit approval.
- We’ll help you get there with tools that keep you on track, like AutoPay so you never forget a payment and free access to your FICO® Score.
Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations.
Please note you must pay your entire statement balance (with the exception of purchases made with this promotional rate during its promotional rate period) in full by the payment due date each month to avoid being charged interest on new non-promotional purchases from the date those purchases are made.
Special Financing Details: Purchases in which single or multiple items are purchased in the same transaction totaling at least $500.00 at SCHEELS will be referred to as "Eligible Purchases" in your Summary of Credit Terms. All transactions are subject to approval. Accounts are eligible only if they are open, in good standing and not already subject to special terms. All other terms of your account remain in effect. Minimum monthly payments required.
1 See the Rewards Terms and Conditions in the Summary of Credit Terms for details including earning, redemption, expiration or forfeiture.
2 For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms for details.
3 Subject to credit approval.
FICO® is a registered trademark of Fair Isaac Corporation in the United States and other Countries.
SCHEELS® is a federally registered trademark of SCHEELS All Sports Inc.
Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Visa U.S.A. Inc. Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.