Enjoy the offers and experiences that come with your MGM Rewards™ World Elite Mastercard®

Zero Liability1

Whether you pay in store, over the phone or online, you’re not responsible in the event someone makes unauthorized purchases with your card. 

Mastercard Airport Concierge™

Enjoy a 15% savings on airport meet and greet services and enjoy a dedicated agent to escort you through the airport and possibly expedited through security and/or immigration at certain destinations. Available at over 700 destinations worldwide. For more information call 1-800-Mastercard.

Mastercard ID Theft Protection™

Monitor your credit file for fraud, receive alert notifications about suspicious activity, and get assistance from a resolution specialist.

Enjoy a HealthLock for Mastercard® Medical Claim Monitor complimentary membership plus a 90-day upgrade to all HealthLock services at no monthly cost.2

World Elite Concierge

A complimentary 24/7 concierge service that acts as a relentless personal assistant. Reserve that perfect table, locate hard-to-find items and more

Get exclusive PGA TOUR® experiences and access amazing golf benefits with Mastercard's Golf Concierge Service.

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Travel & Lifestyle Services

You have access to a suite of benefits, amenities, upgrades and premium travel offers for hotels, air travel, car rentals, and more.

Take 3 rides and get a $5 lift credit every month with your Mastercard. Take 3 rides and get a $5 lift credit every month with your Mastercard. Plus, save 10% on all scheduled rides to U.S. airports when you pay with your World Elite Mastercard. Promotion valid through 1/31/26.4

Groceries and more delivered in as fast as an hour. Get two months of free delivery with Instacart+ and $10 off your second order each month. Offer ends 1/31/2027.5

Get $3 off Peacock Premium each month when you use your World Mastercard to subscribe. Watch new movies from theaters, buzzworthy original series, hit TV shows, live sports and so much more. Eligibility restrictions, exclusions and terms apply. Offer expires 12/31/2025.6

Public Transit Tap & Go™ Benefit

From October 1, 2024, to December 31, 2025, tap to pay your transit fare using your eligible Mastercard and get a $2.50 statement credit when you spend $10 or more each month at participating transit locations in: Chicago, IL, Boston, MA, Miami, FL, Philadelphia, PA, Dallas, TX

Priceless Experiences®

Immerse yourself in both in-person and digital experiences in culture, dining, sports, entertainment and more in over 45 exciting destinations around the globe exclusively for World Elite Mastercard® cardholders. From a round of golf with a legendary player to a virtual cooking class with a celebrity chef, you can create lasting memories with priceless.com.

Plus for MGM Rewards™ Iconic World Elite Mastercard® members

The benefits of World Elite Mastercard® and more

Trip Cancellation and Interruption Insurance7

Reimbursement for the nonrefundable payments to or the costs to return home early with a common carrier if a covered trip is cancelled or interrupted due to a covered loss. Covered losses may include sudden illness (including COVID-19) or injury to you, your spouse, a travel companion, or an eligible dependent.  The entire cost of the trip must be paid with the MGM Rewards™ Iconic World Elite Mastercard® covered card. For more information about the coverage you may be eligible to receive, call 1-800-MASTERCARD (627-8372). To file a claim online, go to mycardbenefits.com. Benefits are subject to limitations in coverage; please reference the Guide to Benefits.  

Trip Delay Insurance8

If a trip you paid for with your MGM Rewards™ Iconic World Elite Mastercard® covered card is delayed for six (6) hours or more due to a covered loss, which may include inclement weather or sudden injury or illness, you will be reimbursed for covered expenses including meals and accommodations during your delay. For more information about the coverage, you may be eligible to receive, call 1-800-MASTERCARD (627-8372). To file a claim online, go to mycardbenefits.com. Benefits are subject to limitations in coverage; please reference the Guide to Benefits.  

Priority Pass™

Airport lounge access provided by Priority Pass™ is available to all MGM Rewards™ Iconic World Elite Mastercard® cardholders.  

  • Eligible cardholders will have lounge membership with "pay as you go" lounge visits at only $35 per person
  • Membership to over 1,700+ Priority Pass™ lounges in 145+ countries and in over 600 airports regardless of airline, frequent flyer membership or class of ticket. For full terms and benefits, please reference the Guide to Benefits

Zero Liability1

Certain terms and restrictions apply. See mastercard.us/zeroliability for further terms and conditions.

HealthLockTM 2 is an end-to-end analytics driven platform that helps protect cardholders’ medical identities and data and monitors their medical claims for errors, fraud and overbilling. HealthLock provides three plan levels:

Medical Claim Monitor: Helps guard against medical fraud and privacy intrusions by monitoring medical data breaches, providing alerts and helping remediate medical fraud issues.

Medical Claim Auditor: Organizes, tracks and audits all healthcare bills (24 month retroactive audit and ongoing auditing) in one place, verifying that all bills are accurate and identifying potential overcharges and insurance errors. This level includes everything from the previous plan.

Medical Claim Saver: Provides access to medical bill negotiation with providers and insurance companies to potentially help reduce bills and reverse claim rejections. This level includes everything from the previous plan.

Enrolled users receive, at no cost, Medical Claim Monitor, plus a premium upgrade to Medical Claim Saver for the first 90 days. After 90 days, users will continue to receive Medical Claim Monitor at no monthly cost and have the option to continue with Medical Claim Auditor for $4.99 per month or Medical Claim Saver for $19.99 per month. See full terms here https://healthlock.com/terms-and-conditions/. Offer expires 9/30/25.

Public Transit Tap & Go™ Benefit†  Eligible U.S. issued Mastercard cardholders will get USD $2.50 statement credit when they Tap and go™ and spend USD $10 or more each month. Contactless transactions must occur at point of entry. Offer expires 12/31/25.
Eligible locations include:
• Boston: Massachusetts Bay Transportation Authority (MBTA)
• Chicago: Chicago Transit Authority (CTA) & Pace Suburban Bus
• Dallas: Dallas Area Rapid Transit (DART)
• Miami-Dade: Miami-Dade County Department of Transportation and Public Works (DTPW)
• Philadelphia: Southeastern Pennsylvania Transportation Authority (SEPTA)

Mastercard will provide this benefit to eligible cardholders using the Mastercard Rewards System (MRS) in the form of a statement credit. Visit https://www.mastercard.us/en-us/personal/offers-and-promotions/transitbenefit.html#Terms-and-conditions for complete terms and conditions of this offer.

Lyft4  Take 3, Get $5: Beginning 4/1/21 and running through 9/30/25, Lyft users can participate in Lyft and Mastercard’s Take 3, Get $5 program (“Program”) by taking and partially or fully paying for three (3) Eligible Rides in a calendar month to receive a $5 Lyft credit (“Credit”). The rides must be paid for with an eligible World or World Elite Mastercard credit card (Apple Card is not eligible for this program, but Apple Pay or Google Pay may be eligible if your World or World Elite Mastercard credit card is the funding source). Limit one Credit per calendar month per Lyft account. An “Eligible Ride” is any Lyft ride type, excluding business rides and bicycle and scooter rental rides. Valid only in the USA. Whether a ride qualifies as an Eligible Ride for purposes of the Credit will be determined in Lyft’s sole discretion. Credits expire 30 days after application. Limited time only and while supplies last. By participating in the Program, you agree to these terms and Lyft’s Terms of Service (https://www.lyft.com/terms), and you agree that Lyft and Mastercard may share your information for the purposes of tracking and processing the Credit and may use anonymized, aggregated data for business analytics and offer optimization. Credits may take up to two days to be applied to your Lyft account. Valid through 1/31/26.

Instacart5 Offer ends 1/31/2027, subject to early termination. Add an eligible U.S. World or World Elite Mastercard credit card and subscribe as a new Instacart+ member to receive a free two-month trial and a $10 Instacart coupon on your second qualifying order each month. Must have an active Instacart+ membership paid for with an eligible card and complete one qualifying Instacart order each month. By redeeming this offer, you agree to the Instacart+ terms [https://www.instacart.com/terms#terms-instacartplus] and if you select a paid plan, your Instacart+ membership will auto-renew, and the applicable membership fee will be billed automatically to any payment method on file until you cancel. Additional terms apply, please visit www.instacart.com/p/mastercard-offer.

Peacock6 Offer ends 12/31/2025, subject to early termination. Must use qualifying Mastercard World or World Elite credit card and subscribe to a full-priced Peacock Premium plan directly from Peacock to receive a $3.00 monthly statement credit. Statement credit ends when user no longer meets eligibility requirements. Excludes current Peacock Premium and Premium Plus subscribers. Additional eligibility restrictions, exclusions, and terms apply. For full terms, see https://www.peacocktv.com/offer-terms/mastercard.

Trip Cancellation and Interruption Insurance7 Benefits are subject to terms, conditions and limitations, including limitations on the amount of coverage. Coverage is provided by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. 

Trip Delay Insurance8 Benefits are subject to terms, conditions and limitations, including limitations on the amount of coverage. Coverage is provided by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only.

Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.