Business Edition® Mastercard®
with Absolute Rewards®

Earn on every business purchase. Every day.

Must apply here for this offer. Offers vary elsewhere.*

Summary of Credit Terms

  • No annual fee1
  • Unlimited 1.5x Points per $1 spent2
    Every business purchase. Every day.
  • Choose how you redeem
    Redeem rewards your way — cash back, gift cards, travel or merchandise.2
  • Special Financing
    0% introductory APR1 on purchases and balance transfers for the first 12 billing cycles after the account is opened. After that, a variable APR based on the Prime Rate, between 17.99% - 27.99% APR1

Business Edition® Mastercard®

Strategic financial solutions for your small business needs.

Must apply here for this offer. Offers vary elsewhere.*

Summary of Credit Terms

  • No annual fee1
  • Special Financing
    0% introductory APR1 on purchases and balance transfers for the first 18 billing cycles after the account is opened. After that, a variable APR based on the Prime Rate, between 16.99% - 25.99% APR1
  • Use for big purchases or to manage fewer balances and potentially pay down debt.

Business Edition®
Secured Mastercard® with Maximum Rewards®

Your path to empowerment.

Must apply here for this offer. Offers vary elsewhere.*

Summary of Credit Terms

  • No annual fee1
  • Earn 1x point per $1 spent2 Earn rewards on every business purchase, while you build your small business credit.
  • Request your own credit limit by providing a single deposit between $2,000 and $10,000 (in multiples of $100) when you apply. Subject to credit approval.
  • Deposit Account Disclosure

Additional Features3

Contactless Technology

Just look for the contactless symbol, tap your card on the terminal and go on your way. It's secure, simple and touch-free.



Zero Liability4

Automatically protects you 24/7 against unauthorized purchases made with your card or account information.

24/7 Online Access

Your Authorized Company Representative can view transaction activity and history, pay your bill, set up your alerts, and more.

Mobile App

Manage your account from your mobile phone - wherever you are. It's secure, simple and at your fingertips.

Auto Rental Insurance

Provides coverage for automobile rentals paid for with your covered credit card. Rest easy knowing you are covered for damage due to collision or theft up to the limits indicated in the coverage disclosure.

Cash Flow Management

Flexibility to cover the cost of supplies, equipment, travel, and more.

A balance transfer fee1 of 5% (minimum $10) applies to each balance transfer you make.

*Offers may vary depending on where you apply, for example online or in person. To take advantage of this offer, apply now directly through this advertisement. Review offer details before you apply.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.

Q: If I request a balance transfer, will you process the entire amount that I requested? A: We will do our best to accommodate your request. If you are approved, we may permit you to transfer balances from other eligible credit cards or accounts up to the amount of your credit limit we make available for balance transfers (which may be less than your total assigned credit limit). If the total amount(s) requested to be transferred exceed(s) the portion of your assigned credit limit for balance transfers, we may process part of your request or decline your request in our sole discretion. You cannot request a balance transfer to make payments on a First National Bank of Omaha account or any credit card account issued by First National Bank of Omaha.

1For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms link for each card product above.

2See the Rewards Terms and Conditions in the Summary of Credit Terms link for each rewards card product above for details, including earning, redemption, expiration, and forfeiture (subject to applicable law).

3Complete program details, including restrictions, limitations and exclusions, will be available when you become a Cardmember.

4Certain terms and restrictions apply. See mastercard.com/zeroliability for terms and conditions.

Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.