Limited Time Offer - Apply by December 17, 2024

See bonus offer below

Business Edition® Visa®
with Reward Simplicity

Unlimited rewards.
Every business purchase. Every day.

Must apply here for this offer. Offers vary elsewhere.*

Summary of Credit Terms

Limited Time Offer - Apply by December 17, 2024

  • 10,000 points when you spend $1,000 within the first 3 billing cycles after the account is opened.2
  • No Annual Fee1
  • Unlimited 1.5 points per $1 spent2 on every purchase. Every day.
    Every purchase, no categories to keep track of.
  • Save on Interest
    0% introductory APR1 on purchases and balance transfers for the first 6 billing cycles after the account is opened. After that, a variable APR based on the Prime Rate between 23.49% and 29.99% APR depending on your credit worthiness.
  • Choose Your Rewards
    Redeem rewards for cash back, gift cards, travel or merchandise.2
  • A balance transfer fee1 of 5% (minimum $10) applies to each balance transfer you make.

Additional Features3

Contactless Technology

Just look for the contactless symbol, tap your card on the terminal and go on your way. It's secure, simple and touch-free.



Zero Liability4

Automatically protects you 24/7 against unauthorized purchases made with your card or account information.

Online Services

Enjoy an easy and secure way to check your balance and monitor spending, set up Account Alerts and Autopay. 

Mobile App

Manage your account from your mobile phone - wherever you are. It's secure, simple and at your fingertips.

Auto Rental Insurance

Provides coverage for automobile rentals paid for with your covered credit card. Rest easy knowing you are covered for damage due to collision or theft up to the limits indicated in the coverage disclosure.

Extended Protection

Your card includes valuable extended warranty benefits that double most original U.S. warranties (up to a full 12 months) when you purchase items with the card.

Roadside Dispatch®

Provides 24-hour access to roadside assistance like tire changing, jump starting or towing. The fees for this pay-per-use service are pre-negotiated and available exclusively to Visa cardmembers. 

*Offers may vary depending on where you apply, for example online or in person. To take advantage of this offer, apply now directly through this advertisement. Review offer details before you apply.

Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations. Minimum monthly payments required.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.

Important Information

Q: If I request a balance transfer, will you process the entire amount that I requested? A: We will do our best to accommodate your request. If you are approved, we may permit you to transfer balances from other eligible credit cards or accounts up to the amount of your credit limit we make available for balance transfers (which may be less than your total assigned credit limit). If the total amount(s) requested to be transferred exceed(s) the portion of your assigned credit limit for balance transfers, we may process part of your request or decline your request in our sole discretion. You cannot request a balance transfer to make payments on a First National Bank of Omaha account or any credit card account issued by First National Bank of Omaha.

1For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.

2See the Rewards Terms and Conditions in the Summary of Credit Terms for details, including earning, redemption, expiration and forfeiture (subject to applicable law). 

3Complete program details, including restrictions, limitations and exclusions, will be available when you become a Cardmember.

4Visa's Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use.

Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license.