Everything you want. All in one card.
Rewards. Low intro. Bonus offer.
Smarter Financing for Smarter Business
Make the most of every dollar with the credit card that works for your business.
Cards are issued by First National Bank of Omaha (FNBO®)
Business Edition® Visa® Card with Reward Simplicity
- No Annual Fee1
- Unlimited 1.5% Cash Back2 on every purchase. Every day.
- 0% INTRODUCTORY APR1 on purchases and balance transfers for the first 6 billing cycles after the account is opened. After that, a variable APR based on the Prime Rate between 19.49% and 29.99% APR depending on your credit worthiness.
- 3,000 points when you spend $600 within the first 3 billing cycles after the account is opened.2Points will be awarded 6-8 weeks after qualifying.
- Redeem rewards for cash back, gift cards, travel or merchandise.2
- A balance transfer fee1 of 5% (minimum $10) applies to each balance transfer you make.
Business Edition® Secured Visa® Card
Build your business
- No Annual Fee1
- A variable 29.24% APR1 on purchases and balance transfers based on the Prime Rate.
- Request your own credit limit by providing a single deposit between between $2,000 and $10,000 (multiples of $50) when you apply, subject to credit approval.
- Reward yourself with interest earned on your security deposit3
- A balance transfer fee1 of 5% (minimum $10) applies to each balance transfer you make.
Please see the Summary of Credit Terms link for each product listed above for important information on rates, fees, costs, conditions and limitations. Minimum monthly payments required.
You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.
Additional Features4
Contactless Technology
Just look for the contactless symbol, tap your card on the terminal and go on your way. It's secure, simple and touch-free.
Zero Liability5
Automatically protects you 24/7 against unauthorized purchases made with your card or account information.
Online Services
Enjoy an easy and secure way to check your balance and monitor spending, set up Account Alerts and Autopay.
Mobile App
Manage your account from your mobile phone - wherever you are. It's secure, simple and at your fingertips.
Auto Rental Insurance
Provides coverage for automobile rentals paid for with your covered credit card. Rest easy knowing you are covered for damage due to collision or theft up to the limits indicated in the coverage disclosure.
Extended Protection
Your card includes valuable extended warranty benefits that double most original U.S. warranties (up to a full 12 months) when you purchase items with the card.
Roadside Dispatch®
Provides 24-hour access to roadside assistance like tire changing, jump starting or towing. The fees for this pay-per-use service are pre-negotiated and available exclusively to Visa cardmembers.
Important Information
Q: If I request a balance transfer, will you process the entire amount that I requested? A: We will do our best to accommodate your request. If you are approved, we may permit you to transfer balances from other eligible credit cards or accounts up to the amount of your credit limit we make available for balance transfers (which may be less than your total assigned credit limit). If the total amount(s) requested to be transferred exceed(s) the portion of your assigned credit limit for balance transfers, we may process part of your request or decline your request in our sole discretion. You cannot request a balance transfer to make payments on a First National Bank of Omaha account or any credit card account issued by First National Bank of Omaha.
1For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms link for each product listed above.
2See the Rewards Terms and Conditions in the Summary of Credit Terms link for the rewards product listed above for details, including earning, redemption, expiration or forfeiture. Your % back rewards are earned as points.
3See the Deposit Agreement available when you apply for details.
4Complete program details, including restrictions, limitations and exclusions, will be available when you become a Cardmember.
5Visa's Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use.
Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of of Visa International Service Association and used under license.