Smarter Financing for Smarter Business

Make the most of every dollar with the credit card that works for your business.

Cards are issued by First National Bank of Omaha (FNBO®)

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Business Edition® Visa® Card

with Reward Simplicity

Everything you want. All in one card.
Rewards. Low intro. Bonus offer.

Limited Time Offer - Apply by July 31, 2023

  • $100 cash bonus (10,000 points equivalent) when you spend $1,000 within the first 3 billing cycles after the account is opened.2
  • No Annual Fee1
  • Unlimited 1.5% Cash Back2 on every purchase. Every day.
  • 0% INTRODUCTORY APR1 on purchases and balance transfers for the first 12 billing cycles after the account is opened. After that, a variable APR based on the Prime Rate between 19.24% and 30.24% APR depending on your credit worthiness.
  • Redeem rewards for cash back, gift cards, travel or merchandise and points are good for 3 years before they expire.2
  • A balance transfer fee1 of 5% (minimum $10) applies to each balance transfer you make.
rewards visa

Business Edition® Visa® Card

with 2% Cash Back

Earn unlimited Cash Back on purchases

  • No Annual Fee1
  • EARN UNLIMITED 2% CASH BACK2 on your purchases.
  • Redeem your rewards for Cash Back as a statement credit, ACH deposit into your checking or savings account or by check.2
  • Cash Back rewards earned do NOT expire.2
  • A variable APR1 on purchases and balance transfers based on the Prime Rate between 22.24% and 30.24% APR depending on your creditworthiness.
  • A balance transfer fee1 of 5% (minimum $10) applies to each balance transfer you make.
gold blue red circles

Business Edition® Visa® Card

with Reward Simplicity

Everything you want. All in one card.
Rewards. Low intro. Bonus offer.

  • No Annual Fee1
  • Unlimited 1.5% Cash Back2 on every purchase. Every day.
  • 0% INTRODUCTORY APR1 on purchases and balance transfers for the first 12 billing cycles after the account is opened. After that, a variable APR based on the Prime Rate between 19.24% and 30.24% APR depending on your credit worthiness.
  • $30 BONUS (3,000 points equivalent) when you spend $600 within the first 3 billing cycles after the account is opened.2
    Points will be awarded 6-8 weeks after qualifying.
  • Redeem rewards for cash back, gift cards, travel or merchandise and points are good for 3 years before they expire.2
  • A balance transfer fee1 of 5% (minimum $10) applies to each balance transfer you make.
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Business Edition® Secured Visa® Card

Build your business


  • $39 Annual Fee1
  • A variable 28.99% APR1 on purchases and balance transfers based on the Prime Rate.
  • Request your own credit limit3 between $2,000 and $100,000 (multiples of $50) when you apply, subject to credit approval.
  • Security deposit is 110%3 of the amount of your credit limit, between $2,200 and $110,000 (multiples of $50), subject to credit approval.
  • Reward yourself with interest earned on your security deposit4
  • A balance transfer fee1 of 5% (minimum $10) applies to each balance transfer you make.
  • Deposit Account Disclosure

Please see the Summary of Credit Terms link for each product listed above for important information on rates, fees, costs, conditions and limitations. Minimum monthly payments required.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.

Additional Features5

Contactless Technology

Just look for the contactless symbol, tap your card on the terminal and go on your way. It's secure, simple and touch-free.



Zero Liability6

Automatically protects you 24/7 against unauthorized purchases made with your card or account information.

Online Services

Enjoy an easy and secure way to check your balance and monitor spending, set up Account Alerts and Autopay. 

Mobile App

Manage your account from your mobile phone - wherever you are. It's secure, simple and at your fingertips.

Auto Rental Insurance

Provides coverage for automobile rentals paid for with your covered credit card. Rest easy knowing you are covered for damage due to collision or theft up to the limits indicated in the coverage disclosure.

Extended Protection

Your card includes valuable extended warranty benefits that double most original U.S. warranties (up to a full 12 months) when you purchase items with the card.

Roadside Dispatch®

Provides 24-hour access to roadside assistance like tire changing, jump starting or towing. The fees for this pay-per-use service are pre-negotiated and available exclusively to Visa cardmembers.