Benefits for all Business Cardholders

Fraud Protection

We continuously and proactively scan your transactions, flagging anything that seems out of place. If suspicious activity should arise, we’ll contact you to resolve the situation.

Zero Liability2

Your card information is protected 24/7 and you won’t be held liable for unauthorized purchases made with your card or account information.

Management Reports

We take care of the detailed, itemized reports you need. We offer easy-to-read, monthly management reports that are available on request.

Plus, small business cardholders can enjoy these additional small business benefits.

When you purchase everyday items or travel, your small business credit card comes with benefits that help you deal with the unexpected and enjoy peace of mind.

Small business benefits include:

Visa® Benefits1

  • Roadside Dispatch®
    Provides 24-hour access to roadside assistance like tire changing, jump starting or towing. The fees for this pay-per-use service are pre-negotiated and available exclusively to Visa cardmembers.
  • Travel Emergency Assistance Services
    Receive assistance from travel experts who can help solve a variety of problems, big or small, when you're away from home. The cardholder is responsible for the cost of any services received.
  • Visa SavingsEdge®3
    Get automatic business discounts with Visa SavingsEdge®. For complete details, visit No coupons. No codes. No hassles.
  • Global Customer Assistance Services
    Provides expert assistance, whenever and wherever, for a replacement card or emergency cash.

Mastercard® Benefits1

  • Mastercard ID Theft Protection™
    Receive automatic monitoring that will scan the dark web for sensitive information pertaining to your business.
  • Mastercard®Easy Savings4
    Rebates will be automatically credited to your monthly statement when you use your eligible Mastercard® business card on qualified purchases at any participating merchant – over 40,000 locations. No coupons. No codes. No registration necessary. Visit to learn more.
  • Mastercard Airport Concierge™
    Receive 15% savings on personalized airport services like a dedicated agent to escort you through the airport at over 450 destinations worldwide.
  • Mastercard Global Services
    Provides expert assistance, whenever and wherever, for a replacement card or emergency cash.

1 Complete details, including restrictions, limitations and exclusions, will be available when you become a Cardmember.

2 Visa's Zero Liability policy covers U.S. issued cards only and does not apply to PIN transactions not processed by Visa or certain commercial card transactions. Cardmember must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit

2 Certain terms and restrictions apply. See for further terms and conditions.

3 Applicable only to Visa® accounts. Discounts are provided in the form of credits posted to your account.

4 Applicable only to Mastercard® accounts. Rebates are provided in the form of credits posted to your account.

Cards are issued by First National Bank of Omaha (FNBO®), pursuant to licenses from Visa U.S.A. Inc. and Mastercard International Incorporated. VISA and VISA SIGNATURE are registered trademarks of Visa International Service Association and used under license. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.