Offer Details

⁺Offers may vary depending on where you apply, for example online or in person. To take advantage of this offer, apply now directly through this advertisement. Review offer details before you apply.



You must pay your entire statement balance (with the exception of Eligible Purchases made with the promotional rate during its promotional rate period) in full by the payment due date each month to avoid being charged interest on new non-Eligible purchases from the date those purchases are made, unless your new non-Eligible purchases are subject to a 0% interest rate.

¹For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms link above.

Special Financing Details

Purchases in which single or multiple items are purchased in the same transaction totaling at least $1,000 in qualifying Universal Purchases will be referred to as "Eligible Purchases" in the Summary of Credit Terms (linked above). All Transactions are subject to approval. Accounts are eligible only if they are open, in good standing and not already subject to special terms. All other terms of your account remain in effect. 6 months means at least 180 days (may appear on more than 6 statements).

Minimum monthly payments required.

²See the Rewards Terms and Conditions in the Summary of Credit Terms (linked above) for details, including earning, redemption, expiration, and forfeiture (subject to applicable law) and ticket restrictions.



³You must mention this discount and use a Universal Rewards Visa Card at time of purchase to receive discount. Discount is valid at select Universal Orlando Resort, Universal Studios Hollywood, and Universal Horror Unleashed owned and operated food and beverage locations and carts and merchandise stores and in the theme parks and Universal CityWalk (for a list of participating locations, click here). All dining discounts apply to food and non-alcoholic beverages except where noted. Discounts not valid on gift cards, collectible currencies, online purchases, carnival games, special events, holiday dining, alcoholic beverages, film, collectibles and other specialty or limited-edition merchandise; excludes gratuity and tax. Offer subject to availability and to change without notice and cannot be combined with any other offers, promotions, discounts, or prior purchases. Additional exclusions and restrictions may apply.

⁴Must present valid Universal Rewards Plus Visa Signature^® Card and valid photo ID for lounge entry. Valid for up to four (4) people per card (including cardholder). Separate theme park admission required. Open from Noon–5:00pm daily. Subject to availability, limited capacity. Lounge hours, availability, and offerings subject to change without notice.



⁵Limited Daily Availability - Blockout dates apply - When approved for a Universal Visa Card(s) you will receive two 2-Park Universal Express Passes entitling one (1) guest one (1) time express ride access at participating rides and attractions within Universal Studios Florida AND Universal Islands of Adventure Theme Parks. Express ride access is a separate queue line with a shorter wait time at participating rides and attractions. Subject to availability. Theme Park admission is not included. Pass is not valid for separately ticketed events. Pass is only valid on the date selected and printed on the ticket. NOT AVAILABLE ON THE FOLLOWING: Universal Islands of Adventure - Pteranodon Flyers^®. The above product is non-refundable, non-transferable and must be used by the same person. Valid only during normal operating hours. Parks, attractions, or entertainment may: close due to refurbishing, capacity, weather or special events; change operating hours; and otherwise change or be discontinued without notice and without liability to the owners of Universal Orlando Resort ('Universal'). Unless otherwise stated, does not include admission to separately ticketed events at any of the Universal theme parks or within any of the CityWalk venues, Universal Cinemark or Hollywood Drive-In Golf™, and parking or discounts on food or merchandise. Some CityWalk venues require ages 21 or older for admission. Valid Photo ID required. Additional restrictions may apply, and Universal Express Pass benefits are subject to change without notice. This Express Pass may not be sold, exchanged, upgraded, or otherwise transferred by the recipient and will not be replaced if lost or stolen. New cardmembers who elect to pick up their card and items at Universal Epic Universe can choose to receive a voucher for Universal Express Passes good for Universal Islands of Adventure and Universal Studios Florida. Offer valid on all in park applications instantly approved through January 19, 2026.

⁶When approved for a Universal Rewards Plus Visa Signature^® Card you can receive two (2) $50 Universal Orlando Resort Gift Cards (a value of $100). When approved for a Universal Rewards Visa Signature^® Card you can receive two (2) $50 Universal Orlando Resort Gift Cards (a value of $100). You will receive the items when you pick up your new Universal Rewards Plus Visa Signature^® Card or Universal Rewards Visa Signature^® Card in-person at a designated Universal Rewards booth located inside Universal Orlando Resort or CityWalk within 48 hours of your instant approval. Valid photo ID required. Gift Card is valid only for purchases of select goods and services at participating locations throughout Universal Orlando Resort. Not valid for online purchases or purchases of other gift cards, and not returnable nor redeemable for cash. Will not be replaced if lost, stolen or destroyed. Additional restrictions apply; see back of Gift Card and www.universalorlando.com/web/en/us/gift-cards/purchase.html. Gift Card terms and conditions are subject to change at any time without notice. Offer valid on all in park applications instantly approved through January 19, 2026.

⁷The voucher for the Coca-Cola Freestyle^® Souvenir cups can be redeemed at any Universal Orlando Food & Beverage location selling Coca-Cola Freestyle^® Souvenir cups excluding hotels. Includes one day of refills; additional day refills cost extra. Refills are limited to no more than one (1) pour from the Coca-Cola Freestyle^® machine per ten (10) minutes. Sharing is not permitted. Coca-Cola Freestyle^® Souvenir cups are subject to availability, have no cash value, and cannot be returned or exchanged. Cup designs may vary. Additional restrictions may apply. Offer valid for guests who have not applied for a new Universal Rewards Visa Card within the last 90 days. Offer valid for in park applications submitted through 01/19/2026.

© 2025 The Coca-Cola Company. “Freestyle” is a registered trademark of The Coca-Cola Company.

*For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms (linked above).



**See the Rewards Terms and Conditions in the Summary of Credit Terms (linked above) for details, including earning, redemption, expiration, and forfeiture (subject to applicable law).



Cards are issued by First National Bank of Omaha (FNBO^®), pursuant to a license from Visa U.S.A., Inc. Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.