Earn $100 as a statement credit after you spend $500 within your first three billing cycles after your account is open.2
+
2 Universal Express Passes*– Limited Daily Availability
Two cards. Unlimited thrills.
Apply by November 12, 2025
WELCOME BONUS
$100
Plus, get 2 Coca-Cola Freestyle® Souvenir cups for applying.3
Universal Rewards Plus Visa Signature® Card
$99 ANNUAL FEE1
-
Must apply here for this offer. Offers vary elsewhereⴕ
Apply by November 12, 2025
WELCOME BONUS
$100
Earn $100 as a statement credit after you spend $500 within your first three billing cycles after your account is open.**
Plus, get 2 Coca-Cola Freestyle® Souvenir cups for applying.3
Universal Rewards Visa Signature® Card
NO ANNUAL FEE1
-
Must apply here for this offer. Offers vary elsewhereⴕ
Choose Your Card Design
Pick your favorite card, whether it's Universal Rewards Plus Visa Signature® Card or the Universal Rewards Visa Signature® Card
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Points2 Per Dollar Spent
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on qualifying Universal Purchases
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Points2 Per Dollar Spent
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on Travel, Gas and Dining purchases
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Point2 Per Dollar Spent
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everywhere else
THE VISA EVERYWHERE LOUNGE
Access to this lounge located in Universal Studios Hollywood and Universal Studios Florida. Open noon - 5:00pm daily.5
ANNIVERSARY BONUS
Earn either, one (1) single day theme park general admission ticket to (i) Universal Islands of Adventure and Universal Studios Florida or (ii) Universal Studios Hollywood on or shortly after your card anniversary when you spend $6,000 or more with your Universal Rewards Plus Visa Signature Card during each 12 consecutive billing cycle. Restrictions apply.2
SPECIAL FINANCING AVAILABLE
Get 0% APR1 for 6 months anytime you spend at least $1,000 on one qualifying Universal Purchase and your credit limit exceeds $1,000. After 6 months, your APR will be a variable APR1 based on the Prime Rate between 21.99% and 28.99% APR.1
MORE CARDHOLDER PERKS
10% off4 select merchandise, food and beverage purchases at select locations throughout Universal Theme Parks and Universal CityWalk in Orlando and Hollywood. To receive this discount, you will need to mention this discount, show your card and use your Universal Rewards Plus Visa Signature card for the purchase. Exclusions and restrictions apply.
-
Must apply here for this offer. Offers vary elsewhereⴕ
$99 ANNUAL FEE1
-
ANNUAL FEE1
-
Points** Per Dollar Spent
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on qualifying
Universal Purchases
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Point** Per Dollar Spent
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everywhere else
SPECIAL FINANCING AVAILABLE
Get 0% APR1 for 6 months anytime you spend at least $1,000 on one qualifying Universal Purchase and your credit limit exceeds $1,000. After 6 months, your APR will be a variable APR1 based on the Prime Rate between 21.99% and 28.99% APR.1
MORE CARDHOLDER PERKS
10% off4 select merchandise, food and beverage purchases at select locations throughout Universal Theme Parks and Universal CityWalk in Orlando and Hollywood. To receive this discount, you will need to mention this discount, show your card and use your Universal Rewards Visa Signature card for the purchase. Exclusions and restrictions apply.
Must apply here for this offer. Offers vary elsewhereⴕ
NO ANNUAL FEE1
ⴕOffers may vary depending on where you apply, for example online or in person. To take advantage of this offer, apply now directly through this advertisement. Review offer details before you apply.
Please see the Summary of Credit Terms link for each card product above for important information on rates, fees, costs, conditions and limitations. Minimum monthly payments required.
You must pay your entire statement balance (with the exception of Eligible Purchases made with the promotional rate during its promotional rate period) in full by the payment due date each month to avoid being charged interest on new non-Eligible purchases from the date those purchases are made, unless your new non-Eligible purchases are subject to a 0% interest rate.
1For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms link for each product listed above.
Special Financing Details: Purchases in the same transaction totaling at least $1,000.00 in qualifying Universal Purchases will be referred to as "Eligible Purchases" in your Summary of Credit Terms (see Summary of Credit Terms link for each card product above). All transactions are subject to approval. Accounts are eligible only if they are open, in good standing and not already subject to special terms. All other terms of your account remain in effect. 6 months means at least 180 days (may appear on more than 6 statements).
2See the Rewards Terms and Conditions in the Summary of Credit Terms (linked above) for details including earning, redemption, expiration and forfeiture (subject to applicable law) and ticket restrictions.
**See the Rewards Terms and Conditions in the Summary of Credit Terms (linked above) for details including earning, redemption, expiration and forfeiture (subject to applicable law).
*Limited Daily Availability - Blockout dates apply - When approved for a Universal Rewards Plus you will receive two Universal Express Passes entitling one (1) guest one (1) time express ride access at participating rides and attractions within Universal Studios Hollywood theme Park Express Passes. Express Passes valid on your selected date only. Includes add-on one-time (per day) express access to each ride, attraction, and seated show. Express access is a separate line with a shorter wait time. (Does not apply to food and retail locations or non-seated shows.) Not valid for theme park admission, which must be purchased separately for the same date. Valid at Universal Studios Hollywood located in Los Angeles, California. Offer valid for all in park applications instantly approved through November 12, 2025.
3The voucher for the Coca-Cola Freestyle® Souvenir cups can be redeemed at any Universal Orlando Food & Beverage location selling Coca-Cola Freestyle® Souvenir cups excluding hotels. Includes one day of refills; additional day refills cost extra. Refills are limited to no more than one (1) pour from the Coca-Cola Freestyle® machine per ten (10) minutes. Sharing is not permitted. Coca-Cola Freestyle® Souvenir cups are subject to availability, have no cash value, and cannot be returned or exchanged. Cup designs may vary. Additional restrictions may apply. Offer valid for guests who have not applied for a new Universal Rewards Visa Card within the last 90 days. Offer valid for in park applications submitted through 11/12/2025.
© 2025 The Coca-Cola Company. “Freestyle” is a registered trademark of The Coca-Cola Company.
4You must mention this discount and use a Universal Rewards Visa Card or at time of purchase to receive discount. Discount is valid at select Universal Orlando Resort and Universal Studios Hollywood owned and operated food and beverage locations and carts and merchandise stores and in the theme parks and CityWalk. (For a list of participating locations visit card.fnbo.com/universalfaq.) All dining discounts apply to food and non-alcoholic beverages except where noted. Discounts not valid on gift cards, collectible currencies, online purchases, mobile food and drinks orders, carnival games, special events, holiday dining, alcoholic beverages, film, collectibles and other specialty or limited-edition merchandise; excludes gratuity and tax. Offer subject to availability and to change without notice and cannot be combined with any other offers, promotions, discounts, or prior purchases. Additional exclusions and restrictions may apply.
5Must present valid Universal Rewards Plus Visa Signature® Card and valid photo ID for lounge entry. Valid for up to four (4) people per card (including cardholder). Separate theme park admission required. Subject to availability, limited capacity. Open noon - 5:00pm daily. Lounge hours, availability, and offerings subject to change without notice.
Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Visa U.S.A., Inc. Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.
Jurassic World franchise TM & © 2025 Universal City Studios LLC and Amblin Entertainment, Inc. DreamWorks Kung Fu Panda © 2025 DreamWorks Animation LLC. Minions and all related elements and indicia TM & © 2025 Universal Studios. TRANSFORMERS and its logo and all related characters are trademarks of Hasbro and are used with permission. © 2025 Hasbro. Universal elements and all related indicia TM & © 2025 Universal Studios. All rights reserved.