$99 Annual Fee1
The Must-Have Card for Every Pass Member
A Universal Rewards Plus
Visa Signature® Card
Get a
$100
Visa Gift Card!
You Have the Pass, Now Get the Card.
Visa Gift Card or Universal Express Passes
Upon Instant Approval - Choose a $100 Visa Gift Card7 or 2 Universal Express Passes5 (limited daily availability).
Visa Gift Card or Universal Express Passes
Upon Instant Approval - Choose a $100 Visa Gift Card7 or 2 Universal Express Passes5 (limited daily availability).
$0 Intro Annual Fee1
For The First Year, $99 Thereafter^^
Must apply here for this offer. Offers vary elsewhere.+
Must apply by December 10, 2025.
No Annual Fee*
Must apply here for this offer. Offers vary elsewhere.+
Must apply by December 10, 2025.
Get 2 Coca-Cola Freestyle® Souvenir Cups6 for applying
Get 2 Coca-Cola Freestyle® Souvenir Cups6 for applying
Earn $200 as a Statement Credit2
When you spend $500 within the first three billing cycles after your Universal Rewards Plus Visa Signature® Card account is open.
Earn $100 as a Statement Credit**
After your first purchase within the first three billing cycles after your Universal Rewards Visa Signature® Card account is open.
10% off3 select merchandise, food and beverage purchases
at select locations throughout Universal Theme Parks and Universal CityWalk in Orlando and Hollywood when you mention this discount and use your card.
10% off3 select merchandise, food and beverage purchases
at select locations throughout Universal Theme Parks and Universal CityWalk in Orlando and Hollywood when you mention this discount and use your card.
4X Points Per Dollar
Spent on qualifying Universal Purchases2
2X Points Per Dollar
Spent on qualifying Universal Purchases**
2X Points Per Dollar
Spent on Travel, Gas and Dining purchases2
1X Point Per Dollar
Spent everywhere else2
1X Point Per Dollar
Spent everywhere else**
Anniversary Bonus:
One Complimentary Ticket
Earn either, one (1) single day theme park general admission ticket to (i) Universal Islands of Adventure and Universal Studios Florida or (ii) Universal Studios Hollywood on or shortly after your card anniversary, when you spend $6,000 or more with your Universal Rewards Plus Visa Signature® Card during each 12 consecutive billing cycle period. Restrictions apply.2
The Visa® Everywhere Lounge
Unwind with special access to the lounges located in Universal Studios Hollywood and Universal Studios Florida.4 Open from Noon-5:00pm daily.
Special Financing Available
Get 0% APR1 for 6 months anytime you spend at least $1,000 in one qualifying Universal Purchase and your credit limit exceeds $1,000. After 6 months, your APR will be a variable APR1 based on the Prime Rate between 21.49% and 28.49% APR.1
Special Financing Available
Get 0% APR* for 6 months anytime you spend at least $1,000 in one qualifying Universal Purchase and your credit limit exceeds $1,000. After 6 months, your APR will be a variable APR* based on the Prime Rate between 21.49% and 28.49% APR.*
Select your favorite card design when you apply!
Five bold designs to match your style.
Check out our Halloween Horror Nights card designs.
Offer Details
⁺Offers may vary depending on where you apply, for example online or in person. To take advantage of this offer, apply now directly through this advertisement. Review offer details before you apply.
You must pay your entire statement balance (with the exception of Eligible Purchases made with the promotional rate during its promotional rate period) in full by the payment due date each month to avoid being charged interest on new non-Eligible purchases from the date those purchases are made, unless your new non-Eligible purchases are subject to a 0% interest rate.
¹For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms link above.
Special Financing Details
Purchases in which single or multiple items are purchased in the same transaction totaling at least $1,000 in qualifying Universal Purchases will be referred to as "Eligible Purchases" in the Summary of Credit Terms (linked above). All Transactions are subject to approval. Accounts are eligible only if they are open, in good standing and not already subject to special terms. All other terms of your account remain in effect. 6 months means at least 180 days (may appear on more than 6 statements). Minimum monthly payments required.
²See the Rewards Terms and Conditions in the Summary of Credit Terms (linked above) for details, including earning, redemption, expiration, and forfeiture (subject to applicable law) and ticket restrictions.
³You must mention this discount and use a Universal Rewards Visa Card at time of purchase to receive discount. Discount is valid at select Universal Orlando Resort, Universal Studios Hollywood, and Universal Horror Unleashed owned and operated food and beverage locations and carts and merchandise stores and in the theme parks and Universal CityWalk (for a list of participating locations, click here). All dining discounts apply to food and non-alcoholic beverages except where noted. Discounts not valid on gift cards, collectible currencies, online purchases, carnival games, special events, holiday dining, alcoholic beverages, film, collectibles and other specialty or limited-edition merchandise; excludes gratuity and tax. Offer subject to availability and to change without notice and cannot be combined with any other offers, promotions, discounts, or prior purchases. Additional exclusions and restrictions may apply.
⁴Must present valid Universal Rewards Plus Visa Signature® Card and valid photo ID for lounge entry. Valid for up to four (4) people per card (including cardholder). Separate theme park admission required. Open from Noon–5:00pm daily. Subject to availability, limited capacity. Lounge hours, availability, and offerings subject to change without notice.
5Limited Daily Availability - Blockout dates apply - When approved for a Universal Rewards Plus Visa Signature® Card, you will receive two Universal Express Passes. When approved for a Universal Rewards Visa Signature® Card, you will receive two Universal Express Passes. Express Passes valid on your selected date only. Includes add-on one-time (per day) express access to each ride, attraction, and seated show. Express access is a separate line with a shorter wait time. (Does not apply to food and retail locations or non-seated shows.) Not valid for theme park admission, which must be purchased separately for the same date. Valid at Universal Studios Hollywood located in Los Angeles, California. Offer valid for all in park applications instantly approved through December 10, 2025.
6The voucher for the Coca-Cola Freestyle® Souvenir cups can be redeemed at any Universal Studios Hollywood Food & Beverage location selling Coca-Cola Freestyle® Souvenir cups. Includes one day of refills; additional day refills cost extra. Refills are limited to no more than one (1) pour from the Coca-Cola Freestyle® machine per ten (10) minutes. Sharing is not permitted. Coca-Cola Freestyle® Souvenir cups are subject to availability, have no cash value, and cannot be returned or exchanged. Cup designs may vary. Additional restrictions may apply. Offer valid for guests who have not applied for a new Universal Rewards Visa Card within the last 90 days. Offer valid for in park applications submitted through December 10, 2025.
7Card is issued by Pathward®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. No cash access or recurring payments. Can be used at select merchants that accept Visa debit cards, see www.myprepaidcenter.com/page/univ-studios-vpc. Card valid for up to 24 months, funds do not expire and may be available after card expiration date, fees may apply. Terms and conditions apply.
© 2025 The Coca-Cola Company. “Freestyle” is a registered trademark of The Coca-Cola Company.
^^Offer exclusive for Annual Passholders and Annual Pass Members to waive the Universal Rewards Plus Visa Signature® Card annual fee for the first year. Must apply by December 10, 2025.
*For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms (linked above).
**See the Rewards Terms and Conditions in the Summary of Credit Terms (linked above) for details, including earning, redemption, expiration, and forfeiture (subject to applicable law).
Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Visa U.S.A., Inc. Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.