Special Financing Details: Purchases in the same transaction totaling at least $1,000.00 in qualifying Universal Purchases will be referred to as "Eligible Purchases" in your Summary of Credit Terms (see Summary of Credit Terms link for each card product above). All transactions are subject to approval. Accounts are eligible only if they are open, in good standing and not already subject to special terms. All other terms of your account remain in effect. 6 months means at least 180 days (may appear on more than 6 statements).

¹For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms link for each product listed above.

²See the Rewards Terms and Conditions in the Summary of Credit Terms (linked above) for details including earning, redemption, expiration and forfeiture (subject to applicable law) and ticket restrictions. Percentage back is earned as points.

**See the Rewards Terms and Conditions in the Summary of Credit Terms (linked above) for details including earning, redemption, expiration and forfeiture (subject to applicable law) Percentage back is earned as points.

³When approved for a Universal Rewards Plus Visa Signature Card or Universal Rewards Visa Signature Card, you can receive two (2) $50 Universal Orlando Resort Gift Cards (a value of $100). You will receive the items when you pick up your new Universal Rewards Plus Visa Signature® Card or Universal Rewards Visa Signature® Card in-person at a designated Universal Rewards booth located inside Universal Orlando Resort or CityWalk within 48 hours of your instant approval. Valid photo ID required. Gift Card is valid only for purchases of select goods and services at participating locations throughout Universal Orlando Resort. Not valid for online purchases or purchases of other gift cards, and not returnable nor redeemable for cash. Will not be replaced if lost, stolen or destroyed. Additional restrictions apply; see back of Gift Card and www.universalorlando.com/web/en/us/gift-cards/purchase.html. Gift Card terms and conditions are subject to change at any time without notice. Offer valid on all in park applications instantly approved through January 5, 2025.

⁴The voucher for the Coca-Cola Freestyle® Souvenir cups can be redeemed at any Universal Orlando Food & Beverage location selling Coca-Cola Freestyle® Souvenir cups excluding hotels. Includes one day of refills; additional day refills cost extra. Refills are limited to no more than one (1) pour from the Coca-Cola Freestyle® machine per ten (10) minutes. Sharing is not permitted. Coca-Cola Freestyle® Souvenir cups are subject to availability, have no cash value, and cannot be returned nor exchanged. Cup designs may vary. Additional restrictions may apply. Offer valid on all in park applications instantly approved through January 5, 2025.

⁵Limited Daily Availability - When approved for a Universal Rewards Plus or Universal Rewards Visa Signature Card you will receive two 2-Park Universal Express Pass entitling one (1) guest one (1) time express ride access at participating rides and attractions within Universal Studios Florida AND Universal Islands of Adventure theme Park. Express ride access is a separate queue line with a shorter wait time at participating rides and attractions. Subject to availability. Theme Park admission is not included. Pass is not valid for separately ticketed events. Pass is only valid on the date selected and printed on the ticket. NOT AVAILABLE ON THE FOLLOWING: Universal Islands of Adventure - Pteranodon Flyers® - Hagrid's Magical Creatures Motorbike Adventure™. The above product is non-refundable, non-transferable and must be used by the same person. Valid only during normal operating hours. Parks, attractions, or entertainment may: close due to refurbishing, capacity, weather or special events; change operating hours; and otherwise change or be discontinued without notice and without liability to the owners of Universal Orlando Resort ('Universal'). Unless otherwise stated, does not include admission to separately ticketed events at any of the Universal theme parks or within any of the CityWalk venues, Universal Cinemark or Hollywood Drive-In Golf™, and parking or discounts on food or merchandise. Some CityWalk venues require ages 21 or older for admission. Valid Photo ID required. Additional restrictions may apply, and Universal Express Pass benefits are subject to change without notice. This express pass may not be sold, exchanged, upgraded, or otherwise transferred by the recipient and will not be replaced if lost or stolen. Offer valid on all in park applications instantly approved through 12/20/2024.

⁶Must present valid Universal Rewards Plus Visa Signature® Card and valid photo ID for lounge entry. Valid for up to four (4) people per card (including cardholder). Separate theme park admission required. Subject to availability, limited capacity. Open Noon - 5:00pm Daily. Lounge hours, availability, and offerings subject to change without notice.

⁷You must mention and use your Universal Rewards Plus Visa Signature® Card or Universal Rewards Visa Signature® Card at time of purchase to receive discount. Discount is valid at select Universal Orlando Resort and Universal Studios Hollywood owned and operated food and beverage locations and carts and merchandise stores and in the theme parks and Universal CityWalk. (For more information click here.) All dining discounts apply to food and non-alcoholic beverages except where noted. Discounts not valid on gift cards, collectible currencies, online purchases, mobile food and drinks orders, Tapu Tapu, carnival games, special events, holiday dining, alcoholic beverages, film, collectibles and other specialty or limited-edition merchandise; excludes gratuity and tax. Offer subject to availability and to change without notice and cannot be combined with any other offers, promotions, discounts, or prior purchases. Additional exclusions and restrictions may apply.

© 2024 The Coca-Cola Company. “Freestyle” is a registered trademark of The Coca-Cola Company.

Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Visa U.S.A., Inc. Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.

Jurassic World franchise TM & © 2024 Universal City Studios LLC and Amblin Entertainment, Inc. DreamWorks Kung Fu Panda © 2024 DreamWorks Animation LLC. Minions and all related elements and indicia TM & © 2024 Universal Studios. TRANSFORMERS and its logo and all related characters are trademarks of Hasbro and are used with permission. © 2024 Hasbro. Universal elements and all related indicia TM & © 2024 Universal Studios. All rights reserved.