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MGM Rewards Credit Card Art

MGM Rewards™ Mastercard®

With the MGM Rewards Mastercard, you can turn everyday purchases into elevated experiences by earning points for every dollar spent.1 And, more points means you can earn exclusive access, valuable benefits, and incredible rewards faster and enjoy world-class offerings at MGM Rewards Destinations more often. And, best of all, all these benefits are available to you with no annual fee2.

You earn Points and Tier Credits1

You earn MGM Mastercard Points everywhere you make purchases with your card. Those rewards can be redeemed for Slot Dollars or MGM Rewards Points to use towards rooms, dining and entertainment. You also earn Tier Credits that help you advance to a higher tier and enjoy additional benefits exclusive to cardholders.

Your Points and Tier Credits add up fast

Earn up to 3 Points and 3 Tier Credits per $1 spent1 when you make purchases with your MGM Rewards Mastercard. Use it for purchases at MGM Rewards destinations, supermarkets, restaurants, on gas – everywhere you shop.

  • 3X - Earn 3 points and 3 tier credits per $1 spent at MGM Rewards Destinations1
  • 2X - Earn 2 points and 2 tier credits per $1 spent on gas and supermarkets1
  • 1X - Earn 1 point and 1 tier credit per $1 spent everywhere else including BetMGM deposits.1

You get Pearl Status

Pearl Status entitles you to many exciting perks! Your MGM Rewards Tier will remain at least Pearl Status as long as your MGM Rewards Mastercard account remains open and in good standing.

You get priority check-in privileges

Show your MGM Rewards Mastercard when you arrive to gain access to priority hotel check-in at any MGM Rewards Destination.

Frequently Asked Questions

Points and Tier Credits from your MGM Rewards Mastercard are earned at the close of your monthly billing cycle. It may take up to 7 - 10 days from your billing cycle close date for Points and Tier Credits to be applied to your MGM Rewards account.

Actually, you earn both Points and Tier Credits everywhere you make purchases with your MGM Rewards Mastercard. Use it for everyday purchases and on your next visit to your favorite MGM Rewards destination.

It may take 7-10 days for the Pearl Status upgrade to be reflected on your MGM Rewards account and your MGM Rewards Tier will remain at least Pearl Status as long as your account remains open and in good standing.

You earn rewards everywhere you make purchases with your MGM Rewards Mastercard. For example, you earn 3 Points and 3 Tier Credits for each $1 you spend at MGM Rewards destinations, and with each $1 spent on gas or at the supermarket you will earn 2 Points and 2 Tier Credits.1 So now you can turn refueling at the pump into a relaxing trip to the spa. You can also earn 1 point for each $1 spent everywhere else, so use your card everywhere you shop.

Points can be redeemed for FREEPLAY® and Express Comps™ - which can be used for rooms, dining and shows. Continue to use your MGM Rewards Mastercard, and your Points will not expire.1

1 See your Credit Card Rewards Terms and Conditions for details. For Pearl and higher Tiers, Points do not expire as long as you have activity (including use of your MGM Rewards Mastercard) within a 12-month period. MGM Resorts International owns the MGM Rewards program. Please visit mgmrewards.com/mastercard or call 866.789.6716 for MGM Rewards program rules, including earning, redemption, expiration or forfeiture of Points and Tier Credits. MGM Rewards Tier will remain at least Pearl Status as long as your account remains open and in good standing.

2 For additional information about Annual Percentage Rates (APRs), fees and other costs, see your Summary of Credit Terms.

MGM Resorts International endorses responsible gaming. If you or someone you know has a problem gaming responsibly, please call the 24-hour Problem Gamblers HelpLine at 800.522.4700. Excludes Michigan Disassociated Persons.

FICO and “The score lenders use” are trademarks and/or registered trademarks of Fair Isaac Corporation in the United States and other countries.

Legal

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Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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We reserve the right to change your account terms for reasons described in your Cardmember Agreement.

MGM Resorts International endorses responsible gaming. If you or someone you know has a problem gaming responsibly, please call the 24-hour Problem Gamblers HelpLine at 800.522.4700. Excludes Michigan Disassociated Persons.