We’re here to help you make the most of your account and how to manage it.

Using Your Credit Card

Using your card for monthly bills, everyday purchases and within digital wallets is easy.

Understanding Benefits

Confidently use your credit card with Zero Liability3 and FICO® Credit Score access.

Paying Your Bill

Account payments are easy with many convenient options.

Additional Services

Learn how to add an authorized user, request a credit increase and more.

Lincoln Card Art

Earning FordPass Rewards Points

Turn your everyday purchases into Points. You’ll earn FordPass Rewards Points that can be redeemed toward discounts on Ford Purchases like your next Ford Vehicle, Ford Service and Maintenance, and Ford Parts.

Your Points add up fast

Wherever the road leads, your card will help you earn on every purchase from the dealership and gas station to restaurants and parking.

  • 5% Back in Points1 on Ford Dealership Purchases
  • 3% Back in Points1on gas, auto insurance, tolls, parking & dining
  • 1% Back in Points1 on All Other Purchases
  • 10% Back in Points1 on Ford Service ‐ That's 5% Back in Points on Ford Dealership Purchases plus 5% Back in Points with FordPass Rewards

Pick up more Points along the road ahead

You’ll earn a $200 Annual Statement Credit1 when you spend $6,000 in 12 consecutive billing cycles from account opening.

Fully loaded benefits

Your card also comes with Everyday Special Financing2 with 0% Intro APR for 6 billing cycles from the date of purchase on Ford Dealership purchases over $499. After your 6 billing cycles expire, your APR will then go to the Eligible Purchases Variable APR based on the Prime Rate. See your Rates and Terms Schedule for details.

Important Information

Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions, and limitations.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases form the date those purchases were made, unless your new purchases are subject to a 0% interest rate.

1 See your FordPass® Rewards Visa® Terms and Conditions for details. Points are not redeemable for cash or check. Please see the FordPass Rewards Program terms and conditions at FordPassRewards.com for information regarding expiration, redemption, forfeiture and other limitations on FordPass Rewards Points. Must be enrolled in FordPass Rewards.

2 For additional information about Annual Percentage Rates (APRs) fees and other costs, see your Rates and Terms Schedule.

3 Visa's Zero Liability policy covers U.S. issued cards only and does not apply to PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit visa.com/security.

FordPass App, compatible with select smartphone platforms, is available via download. Message and data rates may apply.

FICO and “The score lenders use” are trademarks and/or registered trademarks of Fair Isaac Corporation in the United States and other countries.